I have had the cart with this cute bear on forever, but have never cut him out. WHY??!!! He's absolutely gorgeous! The fab papers on the front of the card are from a book called Christmas Card Ideas by Papercraft Inspirations that I picked up from W.H.Smith's. There are 149 card ideas, plus 24 A4 double-sided papers (on good quality paper, not cheap shiny stuff) and templates for £7.99. I used two different designs for this card, and the kissing polar bears on the paper above the ribbon are uncannily like the little chap on the scalloped oval. I cut the scarf from a scrap of spotty paper. The polar bear was cut from white glittercard then adhered to the scalloped oval with foam pads. I added a Safmat sentiment, some punched glittercard hearts and a poinsetta and punched holly leaves to finish.